A Comprehensive List of  Online Title Loan Lenders

If you are in the market for a car title loan, you may be wondering where you can start your search to find the best online car title loan companies. If you want a place to start, however, there is nothing like just taking a look at a quick list that can give you a breakdown of some of the country’s most reputable car title loans. Whether you are looking for a big loan, a small loan, fast cash, or the best customer service in the industry, this list a good place to start!

Continue reading to take a look at a list of some of the country’s best car title loans.

MaxCash Title Loans

MaxCash claims to be one of the leaders in the title loan industry. It is perhaps best known for its 24/7 customer service and their ability to offer one of the fastest qualification applications in the industry. They offer same day online title loans up to $30K in every state except New Jersey, New York, and Oklahoma. In order to qualify, potential borrowers typically need to own a paid off car that is less than 10 years old.

Loan Center

Loan Center currently claims to operate in 12 states. They are a direct lender that boasts fast and easy auto title lending. Their loans seem to range from as low as $1,500 all the way up to $50K depending on the status of the potential borrower’s vehicle and their ability to supply proof of income.

1(800) Car-Title

If you’re looking for a car title loan lender that specializes in big loans, you will probably want to set your sights on 1(800) Car-Title.

This company specializes in loans up to $50K. It also offers title loan refinancing if you need help paying off an already existing car title loan. This company offers competitive interest rates, a slew of repayment options, and no hidden fees.

TFC TitleLoans

TFC TitleLoans is as experienced as it is dependable thanks to the fact that it’s been in business for nearly two decades. In order to qualify, you can’t be in active bankruptcy or in the military, but other than that you are typically able to qualify. Loan payoff terms vary between 24 and 36 months and you will see approval of your loan within an hour.

In order for your car to qualify, you have to prove that you make at least $1,500 a month and will need six references to qualify. You must live in either California, Arizona, or New Mexico to qualify for a loan.

Fast Title Lenders

This lender offers interest rates as low as 8% and promises to be private and discrete. They do not have a pre-set limit when it comes to their loans and you can borrow what you need based on the value of your vehicle. They offer same-day cash and will charge no loan origination fee and no pre-payment penalty.

Car Cash Loans

This California-based company with over 30 store front locations. Car Cash Loans is known for typically allowing customers to borrow up to 50% of their vehicle’s equity with the majority of their online title loans, which is definitely on the high end.

Be aware of the fact that this company does require that borrowers install GPS tracing devices on all of their borrower’s cars during the duration of their loan.

Finova Financial

What separates Finova from the pack is their relatively low interest rates (30% APR) compared to competitors. They offer a car equity line of credit and their loan features a 1 year payback plan, same day funding, and no prepayment penalty.

Because of their longer-term payback plan they claim to cost up to 50% less than the current national average. In order to qualify your vehicle must be lien free and you have to prove that you have adequate car insurance. In order to qualify, you must live in either Arizona, Florida, New Mexico, South Carolina, Tennessee, or Oregon.

TMG Loan Processing

TMG has spent quite a bit of time as the highest ranked car title loan company at ConsumerAffairs.com They will work with all types of customers and can loan up to $50K on the same day as you apply for your loan. Potential borrowers are typically approved if you make at least $1,500 a month and have paid off your vehicle in full.

If you need convincing that they are legit as they claim, TMG has a long list of customer referrals on their website and offer utmost privacy and one-on-one service.

Champion Title Loans

Champion gives individuals the choice to apply either online or on the phone with the ultimate goal being same day approval for funding. Your vehicle is required to have less than 100K miles on it. Claims to be available in all states other than New York, New Jersey, North Carolina, Pennsylvania, Ohio, and Virginia.

Title Loan Alternatives

This company also goes by the name Online Title Loan Champs, and they offer something of a different approach to the auto title loan industry. They claim a much easier approval process by offering something called a leaseback.

A leaseback basically means you are selling your car to the company and leasing it back with the option for you to buy it back. Finance charges are comparable to what you see with credit card rates. It’s an interesting option if the borrower is in need of cash fast and has struggled to get approved for other car title loans, but it is important to do your research before committing and selling your car.

It’s a bit different of an approach to car title lending, but it basically requires the same factors to qualify and can offer the same kind of financial relief.

LoanCenter Title Loans

LoanCenter has been funding online title loans for over a decade, so you know they’re a name you can trust. They have some of the lowest rates in the industry. They will not check your credit to find out what you qualify for. Funds can be made available within 24 hours, but it comes with one specific requirement from the borrower. They provide car title loans on salvage title vehicles.

The borrower must be able to prove that they make at least $1,500 a month or have a co-signer. After that, you can borrow between $1,500 and $40K. They also offer options to refinance your current car title loan. You can only work with them if you live in Arizona, California, Georgia, Idaho, Missouri, New Mexico, South Carolina, or Utah.

CaliforniaTitleLoans

As the name indicates, this lender is primarily active in California. That does not mean, however, that they are not able to facilitate funding for title loans in other West Coast states.

This is a great option if you are struggling with bad credit, as loan qualification is based on the total equity of your car. Loans range from $2,500 and up and repayment periods usually last from 12 to 40 months.

Performance Auto Title

This lender operates solely in the Los Angeles Metro area, but if you are one of the millions of residents of LA, it can be a great local option. Performance Auto Title lends between $2,500 and $4,000 depending on the borrower’s car’s equity.

In order to qualify, a borrower must own a vehicle that is worth at least $5,000, is less than 12 years old, and has less than 160K miles on it. If approved, customers can expect to have cash in hand within 48 hours.

LoanAutoTitle

Prevalent in the central states of the United States, LoanAutoTitle funds loans up to $50K and you don’t have to worry at all if you have bad credit. This company loans based solely on the equity of your vehicle. LoanAutoTitle can process your loan in as short as 20 minutes and once you are approved for a pink slip loan you are guaranteed to have cash in hand in less than 12 hours.

Today’s Financial Services

According to their site, they have been in business in Florida for years. They are currently offering loans anywhere from $500 to $5,0000 and their loans carry a 12-month payment plan. One added benefit of working with Today’s Financial is that they offer the opportunity to have your loan wired directly to your account.

Auto Pawn

They have been offering car title loans since 1994 and claim to be the oldest title lender in the company that is still operating. They currently offer 100% online equity loans throughout the country. Unlike most online lenders, Auto Pawn offers a 30-day money back guarantee and noe pre-payment penalties. On top of that, they also ensure customers of their one-hour approval process with some of the lowest car title interest rates in the industry.

TurboTitleLoans

This company offers loans in every state except for Arkansas, Maryland, Maine, New York, West Virginia, Hawaii, and Alaska. In other state’s they are a big lender and are willing to offer loans up to $1,000 for customers with bad credit. Their bad credit loan comes with an interest rate of 10% per month.

OneWayLoans

This company is another one of the many California-based companies and they claim that their online application process can be finished within 30 minutes. They advertise lending amounts for an auto equity loan from $2,600 up to $17K. The full value of a loan will be dependent on the quality of the customer’s vehicle following a thorough inspection.

1800CarTitleLoan

This company has been operating for over a decade and facilitate loans to customers in several West Coast states. They offer loans up to $15,000, and the size of a borrower’s loan depends on the quality and value of their vehicle. They are also willing to refinance customer’s already existing car title loans.

Car Equity Online

Operating in California, this online car title lender focuses primarily on the central California regions even though they do accept applications from the entirety of the state. In order for a potential borrower’s application to be approved, their vehicle will need to have a trade-in value or equity of at least $5,000. The provide pink slip loans from $2,500 and up.

CapitolCarLoans

This company operates primarily in Delaware, but also seems to be available in neighboring East Coast states. On their website, the assure potential borrowers that they do not check applicant’s credit scores and will sign off on loans from $200 to $5,000 in just 15 minutes. All applicants need to qualify for a loan within that range is proof of a clear title and proof of income to qualify for maximum loan amounts. For their bad credit loans, they offer payment.

ACarTitleLoan

One of the oldest car title loan companies in the country, ACarTitleLoan has been operating since 1994. They are based in the West Coast and as of 2018 they offer title pawn loans in Arizona, California, and New Mexico. According to their site, they approve and finance a loan with the only stipulation that a car has a wholesale value of at least $5,000.

AutoMoney

Considered to be one of the most trusted car title lenders in the Southeast. They have over 100 walk-in locations in Georgia and South Carolina and is certainly one of the largest title lenders in those two states. They are known for not asking for a credit score check and will often approve a potential borrower’s application and hand them a check within an hour. They have instant approval equity financing up to $20K.

CarTitleLoans123

This company is great because it offers loans for customers in over 40 states and they claim to be able to lend customers anywhere from $1,000 to $50K. In order to qualify for a loan here you must be able to prove that your employed and your vehicle usually needs to be made after 2001. Along with car title loans, they also offer motorcycle title loans, boat title loans, and more.