Apply for a title loan easily through our site. Fresno, California is a perfect snapshot of the American way of life. With expansive farmland and a bustling urban center, Fresno has everything a place to live can offer. It attracts workers from a bevvy of different industries and is home to nearly a million people. While the rental and housing market in Fresno is quite a bit lower than the state average, costs are still well above the national average. For that very reason, you may eventually find yourself needing a helping hand to make ends meet. Luckily, there are a handful of trusted car title loan companies that can offer you the money you need despite your credit score.
What do I need to take out a title loan in Fresno?
If you are seriously debating whether or not to take out a car title loan in Fresno, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While all car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any lender in order to take out a title loan in Fresno:
- Drivers license
- A copy of your car title
- Proof of income
- Details of your vehicle (may include photos, video, or an in-person inspection)
The entire process of submitting your application, have it evaluated, and qualifying for a loan can take less than 30 minutes. Here at TitlePlan, we make it our job to make sure that that process takes as little time as possible so that you can get the money you need when you need it. One thing to ensure that your process goes as quickly as possible is to make sure that you have the necessary proof of income so lenders know that you will be able to pay off your loan in time.
On top of that, the better quality your vehicle is in, the lower your interest rate will likely be, that means that you will be paying less in interest fees throughout the life of your loan and less money overall to pay your loan back in full.
Car title loans vs. payday loans
If you are facing a cash emergency, you may also be considering your options of whether or not should should take out a payday loan or a title loan in Fresno. After doing a little bit of research, you will find that title loans should definitely be the preferred method of secured same-day cash. The first reason why this is true is because while payday loans are typically worth between a hundred and a thousand dollars, car title loans can be worth much much more. In the state of California, your car title loan could be valued anywhere from $2600 all the way up to $50000.
Another reason why taking out a title loan in Fresno should be the preferred method is because interest rates for title loans are typically much lower than the interest rates connected to payday loans.
Will bad credit hurt my chances of taking out a title loan in Fresno?
For the majority of loans, you credit score plays an important role in determinind your ability to take out a loan. That’s because your credit score tells loan lenders about your borrowing history. If you have a high credit score, lenders will know that you are a responsible borrower. They will feel confident in lending you money because they will feel confident that you will be able to pay it back.
On the other hand, if you have a poor credit score, lenders are likely to reject you because they don’t feel confident that you will actually be able to pay it back.
When it comes to title loans in Fresno, you credit score won’t keep you from getting the money you need. That’s because car title loans are secured loans tied to the value of your car. Because the value of your car dictates whether or not you qualify for a title loan in Fresno and how much that loan is worth, most title loan lenders won’t even ask for a credit score check!
Fresno first began as a small stop along the Central Pacific Railroad, but since then it has blossomed into a picturesque mixture of agriculture and industry. Not far from San Jose, the growing metro area of Fresno is surrounded by Fresno County’s farms, which produce food for Americans all over the country, from almonds and avocados to peaches and pistachios. Off the farm, residents can enjoy the Two District which is growing a reputation for its artsy Rogue Festival, classic car show, and regular film festival which brings cinema from all over the world right to Frenso.
Title Loan Lenders in Fresno
- Family Car Title Loans ; 559-666-1880
0105, 4795 N Blackstone Ave, Fresno, CA 93726, USA
- TitleMax Title Loans ; 559-436-4354
5404 N Blackstone Ave, Fresno, CA 93710, USA
- TNL Car Title Loans ; 559-892-0740
2125 Kern St Ste 302, Fresno, CA 93721, USA
- Montana Capital Car Title Loans ; 559-203-7116
4411 E Belmont Ave, Fresno, CA 93702, USA