Online Title Loans

HOW MUCH CASH DO YOU NEED

Title Loans in Florida

If you are a resident of the Sunshine State and are in need of a bad credit loan, contact us at TitlePlan and we will help you get the cash you need fast by unlocking the equity of your vehicle with a car title loan. 

While title loans do come with inherent risk, simply because they are secured loans – meaning you are using your vehicle to secure the loan – Florida has established some state laws to protect borrowers.  Those laws include a requirement that lenders be licensed by the state Office of Financial Regulation and that borrowers must know how much they are getting in their loan and what their interest rate will be. 

 

Florida

How Long Does it Take to Get My Title Loan?

When you are a facing a financial emergency, it is important to know what your options are when it comes to fast financing. While another common type of loan that borrowers consider are payday loans, car title loans are a far better option. That’s because car title loans can often be worth much more and have lower interest rates. That means that you’ll be paying less money to borrow more! While title loans are secured loans, you can easily avoid a default and repossession by paying off your loan in full by the end of your payment term or rolling over your loan to another payment term.

Trying to find the best auto title lenders in your area is not always easy. While you may think there are many car title loan companies near you, finding lenders online that have a good reputation and that offer fast funding is definitely not always easy. 

Here at TitlePlan, we help you connect with a local lender to be able to get the loan you need through an online application. We aim to make title lending easy for you and our phone lines are open 24 hours a day seven days a week for title loan applications.

We understand that many customer prefer to apply for a loan online. Some title loan stores are open on Sundays others are not. We allow you to complete the process online from home without needing to visit a store to find a lender open now. If you would like to visit a location nearby we can provide you with driving directions to the branch locations address. To find out more about our loan process and how to apply for a title loan, either online or by visiting in store, contact us today or visit a local store to begin the process.

Discover some of the locations near you to obtain a title loan.

Cities in Florida

How Can I Predict the Value of My Title Loan?

If you are a Floridian interested in taking out a car title loan, there are a few thinkgs you should know. The amount of your title loan in Florida can vary greatly and while the average value of title loans range from $250 to $1,500, we at TitlePlan can actually be worth up to $50,000. 

Car title loans are unique in the world of personal loans in the sense that your credit score will not play a role in dictating the value of your loan. That’s because this secure loan is based off the value of your vehicle. That means that you will be able to borrow money based on the value of your car all while being able to drive and operate your car as usual throughout the life of your loan! 

There are some major factors that lenders consider when deciding the value of your loan, the most common are as follows:

  • Mileage on your vehicle
  • Age of your vehicle
  • Condition of the body and mechanics of your vehicle
  • Vehicle's resale value

If you are curious about your car’s value, one very easy way to get a good idea of what you can expect is to head to Kelley Blue Book’s website and enter the information specific to your vehicle. There, you will get a good idea of your car’s market value. 

 

From there, you can even predict how large of a loan you can expect when it comes to title loans. Typically, a car title loan is valued at around 30 to 70 percent of your car’s market value. If you like the number, it’s probably time for you to reach out to us at TitlePlan! It’s that easy! 

Florida Title Loans

If you are in need of a bad credit loan, contact us at TitlePlan and we will help you unlock the value of your vehicle with a car title loan.