Online Title Loans

HOW MUCH CASH DO YOU NEED

Title Loans in Idaho

When you need fast money to pay for an unexpected expense in the state of Idaho, a title loan can be the answer to all your problems. 

Here at TitlePlan, we are ready to help you get the money you need to take care of your cash emergency.

Whether you are facing a medical emergency, unexpected bills, or damage to your home or other vehicle, we are here to help you put ease your stress by helping you get same-day cash with very little work. 

Apply for a title loan online with TitlePlan and get the cash you need today! 

Idaho

Why Take Out a Title Loan in Idaho?

There are a lot of reasons why you should consider a title loan in Idaho if you are facing a cash emergency. Two of the primary reasons are speed and ease. 

If you are facing a financial emergency that is time sensitive (which ones aren’t), you are going to want to make sure that you can get the cash you need as quickly as possible. Because car title loans are secured loans, a lengthy credit score check is not required. Whether or not you qualify for a car title loan is decided almost entirely on your car and the equity you hold in it. That means that approval is quick. 

When it comes to ease, there are few loans that are easier to get than car title loans. In fact, with TitlePlan, you can apply for your title loan in Idaho entirely online. All you need to submit on our site is a picture of your ID, proof of your vehicle’s title, proof on income, and pictures of your car so that we can evaluate its value. After that, you will hear back likely within an hour and almost definitely within 24 hours.

In terms of getting your hands on your cash, the vast majority of title lenders can transfer your loan directly into your bank account. From there, you can use the cash on whatever you want. Just remember that title loan terms are typically just a month, meaning you’ll want to start saving up money to pay back your loan as well. 

Cities in Idaho

What Will My Car Title Loan's Value Be Based On?

In Idaho, the maximum amount that you can obtain in a car title loan is $15,000, but car title loans and their value can vary widely depending on the car that is being used to the secure the loan. 

That’s because car title lenders are typically known to offer loans that are worth between 30 percent and 50 percent of the total value of the vehicle that is being used as collateral. 

While you won’t be able to borrow the full amount of your vehicle, you could get hundreds or even thousands of dollars with a same-day loan! 

When you are need of emergency cash, there is nothing fun about not knowing whether or not you will be able to secure a loan. Luckily, car title loans are available to anyone no matter their credit score as long as they own their car outright and have a lien-free title with their name on it. 

If you are curious about what we will look at in terms of determining the value of your loan, here are the following primary factors that title lenders will consider. 

  • The mileage that you have put on your vehicle
  • The year your vehicle was manufactured
  • The condition of your vehicle both inside and out
  • Your vehicle's resale value

If you are interested in looking into your car’s market value before you contact us, feel free to to head to Kelley Blue Book’s website and enter your car’s information to get a better idea of what amount you can expect to be offered in a car title loan.

Idaho Title Loans

If you are in need of a fast cash loan, contact us at TitlePlan and we will help you get the cash you need with a car title loan.