Online Title Loans


Title Loans in California

If you are a resident of the state of California, from Sacramento to San Diego, and are in need of fast cash, contact us at TitlePlan. Don’t spend hours filling out an application for a bank loan and days waiting to hear whether or not you’ve been approved. Instead, let us at TitlePlan help you get a fast cash loan by unlocking the equity of your vehicle with a car title loan.

Getting a cash for car title loan in California is a great way to ease the financial pressure that you are feeling. Whether you’re are scrambling to cover the costs of a medical emergency, hoping to make a last-minute investment, or simply need some extra cash to make ends meet, a title loan in California is a fantastic way to get the fast cash you need. 

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About California (CA) Title Loans

While title loans are generally quite similar from state-to-state, there are some specifics that you should know as a California resident when it comes to your car title loan.

One thing to keep in mind is that the payment term for most title loans is a month. That means that you will have a month to get your cash, make the payments necessary, and earn the money to pay back your loan plus interest. Title loans are typically short-term loans, and while it is not rare for title loans to have longer payment terms – say from three to six months, it is also not the norm. 

When it come to the value of your loan, that is based entirely on the value of your vehicle and the equity you hold in it. Usually, title lenders will only be able to work with you if you own your car in full. That means that you cannot still be making payments on your car loan. 

One popular factor with car title loans in California is that the minimum amount a title loan can be worth is $2,600. While many states allow title loans that are worth just a few hundred dollars, California state law has made sure that you are getting a fairly large amount for putting up your car title in a secure loan. 

Additionally, while the annual percentage rate connected to title loans are known to be quite high (300 percent APR is the national average). California is quite different. The APR for California title loans typically lies somewhere between 60 percent and 100 percent. While that is still quite high when it comes to loans, it is certainly not unmanageable. 

California title loans are available all over the state. Here are some of the many cities where you can secure a title loan in under 24 hours.

Cities We Service in California

What Will My Car Title Loan's Value Be Based On?

The amount that you can legally borrow in the state of California is between $2,600 and $50,000. What you actually be able to borrow within that range, is based on very specific factors.

Overall, the value of a car title loan that you will be offered varies from lender to lender however the value of you car plays a big factor, particularly if you are seeking to obtain a loan without the need for a credit check.  

  • The mileage on your vehicle
  • The age of your vehicle
  • The condition of the body and mechanics of your vehicle
  • Your vehicle's resale value

Much of the resale value will be based off of your car’s market value. If you are interested in looking into your car’s market value before you contact us, feel free to to head to Kelley Blue Book’s website and enter your car’s information to get a good idea.


Still, it is important to keep in mind that car title lenders are known to offer loans that are worth somewhere between 30 percent and 70 percent of the total value of your car.

Near by locations





Palm Spring


Santa Barbara


Santa Monica

California Title Loans

If you are in need of a fast same day loan in California using the equity in your vehicle, visit or call TitlePlan. We are available to take your call 24 hours a day and 7 days a week.  Get the cash you need and keep driving your vehicle!

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