Online Title Loans


Title Loans in Maryland

If you are a resident of the great state of Maryland and are interested in car title loans in Baltimore, MD, or elsewhere around the state, chances are good you have quite a few questions.

Cash for car title loans in MD are a great way for you to get yourself out from under whatever financial pressure you are dealing with. Whether you are facing foreclosure, a medical emergency, dealing with unforeseen expenses, or need to take an emergency vacation, title loans in Maryland are one of the best ways to get the money you need the moment you need it.


What About My Credit Score?

If you have tried to take out a personal loan in the past, you probably already know what kind of a roadblock poor credit or no credit history can be. For traditional personal loans, your credit score and credit history is how lenders know how responsible of a borrower you have been in your past. It’s how they can feel confident in lending you money. When it comes to being eligible for a car title loan in Maryland, you do not need to undergo any type of credit score check.

What you will need in order to qualify for a car title loan in Maryland is full ownership over the car that you own. If you can prove a clear title of the vehicle, chances are good you will be able to take out a car title loan in MD and get a fast cash loan to help you deal with whatever financial hardships your are currently facing.

The lack of need for a credit score check is one of the major reasons why car title loans are so fast and easy to take out. Title loans are usually approved with in an hour of application and potential borrowers typically have their cash loan in hand well within 24 hours. 

Part of the reason why title loans can be approved by lenders so quickly is because the list of necessary requirements and documents are so small. Typically, the required documents include:

  • A state government issued ID
  • Your MD car title
  • Proof of income
  • Proof of the car’s value (this typically includes photographs, videos, or an in-person inspection)

 Cities in Maryland


How Much Will I Get With My Title Loan?

When it comes to cash for car title loans in MD, the amount that you can expect to receive in exchange for your car title is based on the value that your vehicle holds. Car title lenders in Maryland have to first evaluate your car’s fair market value. In order to do this, they reference the highly reputable source known as Kelley Blue Book. KBB is used to determine the value of your vehicle and once the value has been determined, it will allow car title lenders to feel confident in their ability to get their money back if you a borrower should end up defaulting on a loan.

Typically, you can expect to receive a percentage of your car’s full value. That value will often be around approximately 40 percent of your car’s total value. That means that if you have a car worth $10,000, you could be eligible for a Maryland car title loan of approximately $4,000!

Here is what title lenders take into consideration when deciding the value of your loan.

  • The mileage on your vehicle
  • The age of your vehicle
  • The condition of the body and mechanics of your vehicle
  • Your vehicle's resale value

Payments for car title loans are typically quite flexible because they are short term loans. The most common payment term for car title loans in Maryland is 30 days. Knowing that, it is important that you do not take out a loan that you do not think you will be able to pay off within the time frame.

For example. if you take out a $4,000 loan on your $10,000 car, and your loan comes with an interest rate of 20 percent, that means that you will have 30 days to not only pay back the entire amount of the loan, but pay back that entire amount plus interest. 20 percent interest on a $4,000 loan is equal to $800! Considering this, if you are unsure that you will be able to come up with they money, you may want to elect to take out a smaller loan with a less overwhelming interest fee.

Near by locations







Glen Burnie

Bel Air

College Park



Ellicott City


Upper Marlboro


Maryland Title Loans

If you are in need of a fast cash auto equity loan in Maryland, contact us at TitlePlan and let us help you unlock the value of your vehicle with a car title loan.