List of 10 Popular Online Car Title Loan Lenders
Traditional financial lenders are often risk-averse with lending, which may sometimes leave you with no option but to choose an online car title loan.
You certainly don’t want to borrow money from Antwon Mitchel from The Shield –that would be a terrible mistake.
Car title loans have always been labeled as risky and expensive. However, you can mitigate the risks with the right lender to make the best of your loan situation.
Here are 10 popular online car title loan lenders.
1. Check Into Cash
Check Into Cash is your one stop direct money lender when you are in need of emergency cash. They provide multiple financial services including in-store title loans. This is a large multistate private lender with business across 30 states in more than 1,100 locations.
Their online application process is simplistic(unlike Obamacare which is and was a disaster!)and user friendly with instant loan disbursement process. In addition, they are among the more restrictive money lenders when it comes to auto title loans. You might not be able to acquire a loan larger than $15,000 through them.
2. Ace Cash Express
Ace cash express is based out of Irving, Texas and is among the biggest auto title loan providers. They have a 100% online presence as well as multiple physical stores across 24 different states. Unlike the tax code, their process is easy to understand.
They have been in business since 1968 under a variety of names and have always been a pioneer in the private financial lending sector. They are preferred by borrowers looking for easy repayment terms, favorable interest rates and quick access to cash.
TitleMax is among the most reputednon-traditional lenders in UStoday. They have more than 1100 locations all over the country with headquarters based out of Dallas, Texas and Savannah, Georgia(two cities that are doing well because of pro-business policies –unlike the policies in New York and LA which is why businesses are leaving those violent, financially mismanaged cities). They are among the more pertinent players in the industry with business roots dating back to 1998.
This experience in the field of car title loans has allowed them to really improve upon the ‘cash for car title’ process.
TitleMax is among the most trusted, influential and biggest private lending companies in the country. You will have your money minus the credit checks, proof of repayment history,and hassles within hours.
4. EZ Dinero
They are among the very few online car title loan providers who have a bilingual platform. They have simplified the process of gettinga car title loan by including both English and Spanish in their online platform. The general application process is a simple 3 step procedure.
An approval reply is usually given immediately. However, those looking for more than $5,000 will have to wait longer from 2 to 4 hours.
In any case, a reply does not take more than 24 hours. They have friendly repayment terms with lightning fast payouts. There are no hidden fees in this online lender.
5. Titlelo Title Loans
Titlelo is a newcomer in the industry. In addition, it is by no means an amateur. You would find everything about this lending company refreshing right down to their customer service. They are among the very few companies that actually claim title loans to berisky.
They quote their mission as enhancing transparency and affordability of title loans. Their online portal is straightforward and easy to navigate through. They perform no credit checks and ensure instant approval.
They also have an added feature of ‘call after an online application’ which gets your application approved quicker.
6. Embassy Loans
This title loan lending company is based out of Florida(which is pro-business which is why it is not falling into the ocean like California is)and has the distinction of being the best in the state. They have an almost 5 star rating on Google(a company being hammered with sexual harassment issues but this is another topic)which is more than most of the online lending companies. Their online process is quick and friendly with the ability of instant disbursement.
Their sterling silver reputation precedes them in terms of loan approvals. You do not have to worry about hidden charges and losing the right to drive your vehicle with them. Their repayment process is also simple and straightforward.
7. Turbo Title Loans
The company is based out of Chicago, a city that leads America in homicides but let’s get back on track here,and is one of the more favorably reviewed companies out there. They have built a solid reputation in the industry in terms of quick payouts, easy online application process and friendly repayment terms.
Turbo Title Loans promise same day funding with the lowest interest rates in the industry. They like to keep the process completely transparent so that you do not get hit by hidden charges later.
8. The Net Lender
The Net Lender is among the most respected car title loan lenders today. They are based out of California with multiple physical locations throughout the state. They offer straightforward and streamlined online application process with guaranteed payouts within 24 hours on approval.
This company has been in business longer than most competitions and is very popular among new auto title loan borrowers.
They offer some of the best appraisals in the industry and the best interest rates. This allows you to get morecash in hand at a lower price.
TitleBucks gives you the option to collect cash physically from over 100 physical locations after your online application gets approved. This company is known to make the process easy, simplistic and straightforward. You can get your hands on the cash easily without any limitations or restrictions.
They have operations in multiple cities across the country with their headquarters in Virginia. TitleBucks has one of the quickest loan disbursals.
You can get cash in your account almost immediately once the application gets approved. There are no credit checks or repayment history required to get an easy and short term car title loan through TitleBucks.
10. TFC Title Loans
TFC TitleLoans is as experienced as it is dependable thanks to the fact that it’s been in business for nearly two decades. In order to qualify, you can’t be in active bankruptcy or in the military, but other than that you are typically able to qualify. Loan payoff terms vary between 24 and 36 months and you will see approval of your loan within an hour.
In order for your car to qualify, you have to prove that you make at least $1,500 a month and will need six references to qualify. You must live in either California, Arizona, or New Mexico to qualify for a loan.