If you are in need of a bad credit loan in Aiken, South Carolina, contact us at TitlePlan and we will help you get the title loan you need to unlock the equity of your vehicle.
Founded in 1835, Aiken first formed from nearby parts of Orangeburg, Lexington, Edgefield, and Barnwell counties. It now has over 30,000 residents in population and was first recognized with the All-American City Award in 1997 by the National Civic League. It was also awarded as the best small town of the south by Southern Living.
How a title loan in Aiken works.
A title loan in Aiken operates the same way as it does in any other city and state in the United States. To put it simply, a title loan in Aiken is a secured loan in which you borrow a short-term personal loan against the value of a car that you own in full and have a lien-free car title on. The value of your car determines the maximum amount that a title loan company will lend you, it will similarly determine whether or not you are approved for the loan in the first place.
If you are seriously considering taking out a car title loan, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While all car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any online title lender:
- Drivers license
- A copy of your car title
- Proof of income
- Details of your vehicle (may include photos, video, or an in-person inspection)
What role does my credit score play in taking out a title loan in Aiken?
Your credit score is of the utmost importance when applying for traditional personal loans. That’s because a credit score tells lenders how responsible you have been in the past when it comes to taking out loans and paying them back in time.
If you’ve had a default, a bankruptcy, or an eviction in the past, you can be pretty confident that you will not qualify for unsecured loans of many kinds.
Title loans are very different.
There’s no credit check during the application process for a title loan in Aiken, and the entire application process moves incredibly quickly. Because of the quick turnaround and lack of credit score check, car title loans are incredibly popular for borrowing who are in need of fast cash.
Refinance fast no matter your credit
You may be looking to refinance a title loan in Aiken to save on interest payments or get that cash you need today on top of your existing, current loan. Our loans have no prepayment penalties which is a big advantage when you are looking to save or not pay too many fees.
What is great is that funds can be provided into your bank account once you are approved. Our approval process is fast. We look at your income, your documents, and the condition of the vehicle and can give you a same day decision on how much you qualify to borrow.
Unlock the equity in your vehicle with a top rated and highly reviewed title loan. Don’t have a car? No problem, we can look at boats, SUV’s, trucks, motorhomes, and other forms of security.
There are a lot of flexibility and our friendly staff will work with you to try our best to get you that fast emergency cash you need to get. Title loans have benefits over payday loans in that you can save on fees when you pay the loan out early.
Loans for all income types
Income is essential to obtain a loan. A lending company is going to want to see you have a plan and a way to pay back the loan. No one wants the loan to end in repossession. You may have unemployment or disability income or you are waiting on some inheritance or another form of payout. We can use all that income in addition to your regular income shown on paystubs or bank accounts.
The University of South Carolina Aiken is a four-year, public coeducational university in Aiken. The school offers undergraduate degree programs as well as master’s degrees in business administration, educator leadership, educational technology, and applied clinical psychology.
The University of South Carolina also boasts the school-published newspaper, the Pacer TImes.
Title Loan Lenders in Aiken
- Carolina Title Loans, Inc. ; 803-644-8190
2071 Whiskey Rd, Aiken, SC 29803, USA
- North American Title Loans ; 803-648-7082
2256 Whiskey Rd, Aiken, SC 29803, USA
- Auto Money Title Loans ; 803-502-4322
1504 Richland Ave W, Aiken, SC 29801, USA
- TitleMax Title Secured Loans ; 1320 Richland Ave W, Aiken, SC 29801, USA