If you are looking to unlock the value of your vehicle, contact us at TitlePlan today and let us help you take out a car title loan in Charleston, today.
Charleston lies just south of the geographical midpoint of South Carolina’s coastline. Charleston is known and loved for a lot of things. From its beautiful coastline, to its historic districts and parks, to its arts and culture. If you are a resident of Charleston and need a fast cash loan in order to cover unforeseen expenses, make a one-time investment, or cover a last-minute vacation, reach out to us at TitlePlan to get the cash you need today!
What do I need for a title loan in Charleston?
If you are seriously considering taking out a car title loan, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While all car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any online title lender:
- Drivers license
- A copy of your car title
- Proof of income
- Details of your vehicle (may include photos, video, or an in-person inspection)
The entire process of submitting your application, have it evaluated, and qualifying for a loan can take less than 30 minutes. Here at TitlePlan, we make it our job to make sure that that process takes as little time as possible so that you can get the money you need when you need it. One thing to ensure that your process goes as quickly as possible is to make sure that you have the necessary proof of income so lenders know that you will be able to pay off your loan in time.
On top of that, the better quality your vehicle is in, the lower your interest rate will likely be, that means that you will be paying less in interest fees throughout the life of your loan and less money overall to pay your loan back in full.
Will bad credit keep me from taking out a title loan?
For most types of loans, you credit score plays an incredibly important aspect of your ability to take out a loan. That’s because your credit score tells loan lenders about your borrowing history. If you have a high credit score, lenders will know that you are a responsible borrower. They will feel confident in lending you money because they will feel confident that you will be able to pay it back.
On the other hand, if you have a poor credit score, lenders are likely to reject you because they don’t feel confident that you will actually be able to pay it back.
When it comes to getting a title loan in Charleston, you credit score won’t keep you from getting the money you need. That’s because car title loans are secured loans tied to the value of your car. Because the value of your car dictates whether or not you qualify for a title loan in Charleston and how much that loan is worth, most title loan lenders won’t even ask for a credit score check!
Why should I get a title loan over a payday loan?
If you are facing a cash emergency, another type of loan you are probably considering is a pay day loan. While a pay day loan may seem like a good option, especially because it is an unsecured loan, there are a number of reasons why title loans should be the preferred method to same-day borrowing.
The first reason why you should consider taking out a title loan in Charleston over a payday loan is because while payday loans are typically worth somewhere between a couple hundred and a thousand dollars, title loans can be worth much more. That’s because, title loans are based off of the value of your car. Title loans can be worth up to as much as $50,000! Here at TitlePlan, we will make sure that you are working with the most flexible and most reliable lenders so that you get the amount of money you need with the terms you want.
The other major difference, and reason why you should take out a title loan in Charleston over payday loans is because title loans come with interest rates that can be 10 percent lower and more! That could save you hundreds or even thousands of dollars over the term of your loan.
Charleston is known for its unique culture thanks to its historic blend of Southern United States, English, French, and Wester African elements. The downtown area is known for its art, its music, its local cuisine, and its southern flair. The annual Spoleto Festival USA features 100 performances by artists and musicians. It is a fantastic time for both residents and visitors to see all that Charleston has to offer.
Title Loan Lenders in Charleston
- North American Title Loans ; 843-767-9961
4945 Dorchester Rd, North Charleston, SC 29418, USA
- Auto Money Title Loans ; 843-766-6031
1756 Savannah Hwy, Charleston, SC 29407, USA
- Auto Money Title Loans ; 843-740-1120
3720 Rivers Ave, North Charleston, SC 29406, USA
- TitleMax Title Loans ;843-795-2412
761 Folly Rd, James Island, SC 29412, USA