If you are in need of a bad credit loan in Columbia, South Carolina, reach out to us at TitlePlan and we will help you unlock the value of your car and get the title loan you need.
Columbia is perhaps best known as being the home to the University of South Carolina, the state’s flagship university and the largest university in the state, but Charleston has quite a lot more to offer as well. In Columbia exists the Town Theatre, the country’s oldest community theatre in continuous use. It is located just a block away from the University of South Carolina central campus and its playhouse is registered on the National Register of Historic Places. Since 1917, the theatre has bee putting on plays for the local community.
On top of that, the South Carolina State Museum offers a comprehensive look into the history, technology, science, and arts that have had an impact on, and come out of the state of South Carolina.
How does a title loan in Columbia work?
A title loan in Columbia operates the same way as it does in any other city and state in the United States. To put it simply, a title loan in Columbia is a secured loan in which you borrow a short-term personal loan against the value of a car that you own in full and have a lien-free car title on. The value of your car determines the maximum amount that a title loan company will lend you, it will similarly determine whether or not you are approved for the loan in the first place.
If you are seriously considering taking out a car title loan, you are probably wondering what kind of documents you will be expected to provide in order to qualify. While all car title lenders are different in terms of what they need and what they don’t need when it comes to approving applications, there are some general documents that are required regardless of what company you are working with.
Here are the following documents you can expect to provide to any online title lender:
- Drivers license
- A copy of your car title
- Proof of income
- Details of your vehicle
Why are title loans so popular?
Car title loans can be a great asset to those who are facing dire financial straits, and are so popular because of how flexible they are and because of how quickly and easily they can be secured. In fact, it is not uncommon for the entire application and qualification process to take less than an hour. That means that you could have the cash you need in hand within an hour of filling out your application!
Does bad credit keep me from taking out a title loan in Columbia?
Your credit score is of the utmost importance when applying for traditional personal loans. That’s because a credit score tells lenders how responsible you have been in the past when it comes to taking out loans and paying them back in time.
If you’ve had a default, a bankruptcy, or an eviction in the past, you can be pretty confident that you will not qualify for unsecured loans of many kinds.
Title loans are very different.
There’s no credit check during the application process for a title loan in Columbia, and the entire application process moves incredibly quickly. Because of the quick turnaround and lack of credit score check, car title loans are incredibly popular for borrowing who are in need of fast cash.
What can I use my title loan in Columbia for?
As a rule, car title loans can be used to pay for a many number of financial emergencies and needs. If you are facing a specific financial need and are not sure if a title loan could be used to help, here is a list of some common expenses that car title loans are used for.
- Mortgage payments
- Healthcare expenses
- School bills
- Evading property foreclosure
- Household goods
- Vehicle or home repairs
- Unforeseen expenditures
- Health emergencies
- Much more!
The University of South Carolina has an old and proud history dating back to 1801. Since then, the Gamecocks, as they are known, have excelled in both academics and athletics.
As far as academics are concerned, USC excels in schools of business, psychology, public health, political science, social work, and more.
When it comes to sports, the Gamecocks have excelled both on the gridiron and the basketball court, with the William-Brice Stadium being the 20th largest stadium in college football.
Title Loan Lenders in Columbia
- Tiller Title Loans ; 803-674-0300
Columbia, SC, USA
- North American Title Loans ; 803-865-8600
7007 Parklane Rd, Columbia, SC 29223, USA
- TitleMax Title Secured Loans ; 803-376-0079
3100 Two Notch Rd, Columbia, SC 29204, USA
- Carolina Title Loans, Inc. ; 803-865-3004
7118 US-1, Columbia, SC 29223, USA