Mesa Title Loans

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Auto Title Loans Mesa

While it considered an official suburb of Phoenix, Arizona, Mesa is – in many ways – a metropolis all in itself. Mesa is the third-largest city in Arizona and the 36th largest in the United States with a population of over 440,000. First settled at least 2,000 years ago by the Hohokam people, which translates to “All Used Up” or “The Departed Ones,” they created the largest and most sophisticated prehistoric canal system in the known world. They extended over miles of desert land and by 1100, the canals allowed water to be delivered to an area over 110,000 acres, which transformed an arid desert into lush agricultural land.

The canals were so advanced that many are still in use today.

If you are a current resident of Mesa and are in need of an inflow of cash to cover a financial emergency, make a big-ticket purchase, or simply to make ends meet, you may want to consider taking out a title loan in Mesa.

If you are interested in what it takes to take out a title loan in Mesa, continue reading and find out some of the basic facts!

What is a Title Loan

With an auto title loan in Mesa, your vehicle will be used as security to help you secure your car title loan. That’s the simple car title loan definition – your lien-free car title is used as security in a short-term loan. 

 

Because of this, the value of your car is very important to your lender. That’s because it will help a lender make a decision on whether or not to fund you (and how much to fund you for).

 

Because the value of your vehicle is, another answer to what is title loan is that they are great for those with bad credit. In fact, there are no credit checks necessary when it comes to applying to an auto title loan. 

 

If you don’t have a car, don’t worry! We can use a handful of vehicle types such as trucks, RVs, boats, motorcycles, and more to get a title loan in Mesa.

If you need help salvaging your car title, we can help with that too! Reach out to us online at TitlePlan to get your application started. Get the fast cash you need fast when you need it. Our experts have been in the title loan industry for year and no scenario or situation is new or a surprise! We will help you get the loan amount and interest rate you want so that your title loan works for you and not the other way around.

 

Why wait? Start today and get online to apply for your title loan in Mesa.

How to Stop Title Loan Repossession

If you have already taken out a car title loan and need some car title loan help, contact us at TitlePlan today. 

One of the best ways to avoid title loan repossession is to refinance title loan otherwise known as title loan consolidation. 

How a title loan refinance works is a different lender pays off your original title loan in full and then takes over your loan. With refinanced title loans, you will typically have a lower interest rate and a longer payment term. 

 

Just like your original title loan, your credit score will not play a role in your ability to refinance your original. While you will likely pay more money over the long run due to your increased payment term, it’s a great way to avoid repo. 

 

Low Interest Title Loans

 While your auto title loan interest rate does depend on the loan company you end up borrowing from and the loan amount you end up borrowing, there is one Arizona state law that has helped vehicle as collateral loan borrowers get fair interest rates even if their credit score is the lowest of the low.

  • For loans worth $500 or less, the maximum monthly interest rate that can be charged is 17 percent.
  • For loans between $501 and $2500, the maximum monthly interest rate that can be charged is 15 percent.
  • For loans between $2501 and $5000, the maximum monthly interest rate that can be charged is 13 percent.
  • For loans of $5001 or more, the maximum monthly interest rate that can be charged is 10 percent.

About Mesa

Within Mesa lies Arizona State University, one of the largest public universities by enrollment in the whole of the United States. ASU, as it is known, has more than 100 graduate programs leading to numerous masters and doctoral degrees in the liberal arts, sciences, design and arts, engineering, journalism, education, business, law, public policy, technology, sustainability, and much more.

Beyond that, ASU has been known as one of the top party schools in the United States throughout the years. While it has dipped down the rankings in recent years (which can either be a good thing or a bad thing depending on what kind of student you are), it is still known as a great place to get a degree no matter what you primary interests.

Mesa Title Loans

If you need a fast cash loan in Mesa, Arizona contact us at TitlePlan and let us help you unlock the equity of your loan.